Privacy Policy

Effective Date: 27 April 2026

Welcome to FinGanga – From Source to Success in Finance. We are committed to protecting your privacy and ensuring transparency in how your personal data is collected, used, and safeguarded.

This Privacy Policy complies with:

  • General Data Protection Regulation (GDPR) (for users in the European Economic Area)
  • Digital Personal Data Protection Act, 2023 (India)

1. Definitions

  • “Personal Data”: Any information that identifies you directly or indirectly
  • “Processing”: Collection, storage, use, or sharing of data
  • “Data Principal”: Individual whose data is collected (as per Indian law)
  • “Data Controller” / “Data Fiduciary”: FinGanga (the entity managing data)

2. Information We Collect

a. Personal Data (Voluntarily Provided)

  • Name
  • Email address
  • Any information submitted through forms

b. Automatically Collected Data

  • IP address
  • Browser type and device details
  • Pages visited, session duration, referral sources

3. Legal Basis for Processing (GDPR)

We process your data based on:

  • Consent – when you subscribe or submit information
  • Legitimate Interest – to improve services and website performance
  • Legal Obligation – when required by law

4. Purpose of Data Collection

We use your data to:

  • Provide and improve content
  • Respond to user queries
  • Send newsletters (only with consent)
  • Monitor and analyze website performance
  • Ensure website security and prevent misuse

5. Cookies & Tracking Technologies

FinGanga uses cookies and similar technologies to:

  • Enhance user experience
  • Analyze traffic and usage patterns
  • Personalize content

6. Analytics Tools

We may use analytics tools such as:

  • Google Analytics

These tools collect anonymized data like:

  • User behavior
  • Page visits
  • Device and location insights

Note:

  • IP anonymization may be enabled
  • Data is processed as per the provider’s privacy policy

7. Data Sharing & Third Parties

We do not sell or rent personal data.

We may share data with:

  • Trusted service providers (analytics, hosting)
  • Legal authorities (if required by law)

All third parties are obligated to maintain data confidentiality.

8. Data Retention

We retain personal data:

  • Only as long as necessary for the stated purpose
  • Or as required by law

Users may request deletion at any time.

9. Your Rights (GDPR + DPDP Act)

You have the right to:

Under GDPR:

  • Access your data
  • Rectify inaccurate data
  • Request deletion (“Right to be Forgotten”)
  • Restrict or object to processing
  • Data portability
  • Withdraw consent at any time

Under India’s DPDP Act:

  • Right to access information about processing
  • Right to correction and erasure
  • Right to grievance redressal
  • Right to nominate another person

10. Data Security

We implement appropriate technical and organizational measures to protect your data. However, no system is completely secure, and absolute security cannot be guaranteed.

11. Children’s Privacy

FinGanga does not knowingly collect data from children under 13 years. If identified, such data will be deleted promptly.

12. Cross-Border Data Transfer

Your data may be processed outside your country through third-party services. We ensure:

  • Adequate data protection safeguards
  • Compliance with applicable laws

13. Grievance Officer (India Compliance)

As per the Digital Personal Data Protection Act, 2023, you may contact our Grievance Officer:

Name: Sachin Pandey
Email: mail@sachinpandey.com
Response Time: Within reasonable time as per law

14. Updates to This Policy

We may update this Privacy Policy periodically. Changes will be reflected with a revised “Last Updated” date.

15. Consent

By using FinGanga, you consent to the terms of this Privacy Policy.

16. Contact Us

For privacy-related concerns or requests:
📧 Email: fingangain@gmail.com

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